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How will we pay in 2020?

The history of payments is best described as a search for simplicity, security and convenience. Coins, banknotes, cheques, payment cards have all been introduced with the aim of making paying for goods and services easier.

Over the past few years, mobile payments technology has launched an assault on these traditional methods by offering consumers a convenient and streamlined payment experience. Within the next five years, 34% of UK consumers expect to use a mobile payments application every day.

With the potential for the technology almost limitless in its ability to provide added value and tailored services, and with the market projected to soon top $1 trillion, what are the technologies and trends shaping the development of mobile payments, and how will we pay in 2020?

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